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Showing posts with the label Financial Wealth

What Do Rich People Have That The Poor Does Not Have Apart From Money?

  What Do Rich People Have That The Poor Does Not Have Apart From Money?   The rich has money which the poor does not have but aside that, there are other urbane possessions of the rich that the poor don't have and I will just write on10 of such. The rich has money because they have learnt how to make money flow to them effortlessly but the poor would never know or do that These other urbane possessions of the rich include: 1.  Wealth Mindset The rich has learnt that his mindset is everything and thus he guards jealously never allowing weeds and negative thoughts to live therein and making every effort to avoid the victim mentality. But the poor has accepted his condition as his fate and thus makes no efforts to extricate himself from the poverty pool. 2.  Personal and Financial Discipline The rich has taught himself both physical and financial discipline. He does not speak out of tune, he has a cultured mannerism, is often courteous and humble. He also...

How Does One Become Financially Independent?

  How Does One Become Financially Independent? Here are ten money laws to help you become financially independent as soon as possible. 1. Stay Within Your Financial Means While credit cards and loans enable people to immediately enjoy a certain level of comfort, they can have a negative effect on their financial stability in the short and long term. As a result, learning to live within your means is the first step toward financial freedom. Follow the 50-30-20 budgeting guidelines to ensure that you can easily assign your post-tax revenue to all three buckets: 50 percent for needs, 30 percent for desires, and 20% for investments and investing. 2. Make Saving And Spending A Top Priority. Typically, young people spend first and then save whatever money remains at the end of the month.  Reverse the mechanism if possible.  Determine a fixed sum that you would like to save and/or spend per month based on your typical expenses.  Invest first, then spend the remain...

What Is Financial Literacy and What Do You Need To Know About It?

  What Is Financial Literacy and What Do You Need To Know About It?   You've probably come across the word financial literacy if you've spent some time reading about education or financial news recently. The aim of financial literacy education is to help people gain a better understanding of basic financial concepts so that they can better manage their money. That’s a worthy goal, especially when you consider a few statistics about how the typical Nigerian handles money: Nearly four out of every five Nigerian workers live paycheck to paycheck. Over a quarter never save any money from month to month. Almost 75% are in some form of debt, and most assume they always will be. Ouch!   With those numbers, it’s no surprise that leaders in business, education and government want to help spread the benefits of greater financial literacy to as many people as possible. Indeed, lawmakers in the United States were so concerned about this that in 2004, the Senate pa...

Types Of Wealth

  Types Of Wealth   In this ARTICLE , we discussed about WEALTH Concerning the types of wealth, there are basically, but arguably, 4 types of wealth: Physical wealth (Health) Social wealth (Status) Financial wealth (Money) Time wealth (Freedom) And some persons have added Spiritual wealth (Enlightenment) which they think is even more important than all the others put together The majority of people associate the term "wealth" with money, but this is a limited understanding of what it means to be wealthy. Every aspect of one's life — wellness, relationships, finances, time, and so on — is included in wealth. We'll go through each of these four forms of wealth in more detail below, as well as how they contribute to your own personal life. Physical Wealth (Health) The glue that binds all other forms of wealth and one's life together is physical wealth or health. We cannot attain any other form of wealth, or at least not in a wise and long-te...