What Do Rich People Have That The Poor Does Not Have Apart From Money? The rich has money which the poor does not have but aside that, there are other urbane possessions of the rich that the poor don't have and I will just write on10 of such. The rich has money because they have learnt how to make money flow to them effortlessly but the poor would never know or do that These other urbane possessions of the rich include: 1. Wealth Mindset The rich has learnt that his mindset is everything and thus he guards jealously never allowing weeds and negative thoughts to live therein and making every effort to avoid the victim mentality. But the poor has accepted his condition as his fate and thus makes no efforts to extricate himself from the poverty pool. 2. Personal and Financial Discipline The rich has taught himself both physical and financial discipline. He does not speak out of tune, he has a cultured mannerism, is often courteous and humble. He also...
3 Simple Little Daily Expenses That Can Cut A Huge Hole In Your Finances This morning, did you have a Venti Java Chip Frappuccino with an extra shot of espresso? Or did you opt for a lunch out during your workday instead of the branded jug of indulgence? The figures don't lie, no matter how little one of your everyday expenses appears to be. Every dollar you spent on a non-essential item increased your net worth — possibly more than you realize. Cutting modest spending is typically pushed as a popular approach to improve your money, but a closer look at how purchases build up over time illustrates why. The Latte Factor was introduced to the personal financial industry by David Bach, author of The Automatic Millionaire, more than a decade ago, but it remains pertinent in understanding the power of saves and compounded returns. This common piece of financial advice focuses on cutting costs today in order to have a better tomorrow. Remember that money is only necessar...